Q.1
Are direct borrowings of deficit units from surplus units like banks
  • Loans
  • Leases
  • Mortgages
  • Line of credit
Q.2
They are paper or electronic evidences of debt dealt in the money markets.
  • Money market instruments
  • Cash management bills
  • Treasury Bills
  • Discount yield
Q.3
It is a receipt issued by a commercial bank for the deposit of money.
  • Negotiable certificate
  • Certificate of deposit
  • Confirmation letter
  • Time draft
Q.4
It is an order for the bank to pay a specified amount of money to the bearer of the time draft on a given date.
  • Banker's acceptance
  • Certificate of Deposit
  • Negotiable certificate of deposit
  • Time Draft
Q.5
It is bank-issued time deposit that specifies an interest rate and maturity date and is negotiable.
  • Banker's acceptance
  • Time draft
  • Commercial letter
  • Negotiable certificate of deposit
Q.6
It is a contractual agreement between a bank, known as the issuing bank, on behalf of the buyer (drawer)
  • Time Draft
  • International letter of credit
  • Commercial letter of credit
  • Domestic letter of credit
Q.7
These are PDIC-insured deposit accounts that are usually managed by banks or brokerages and can be a convenient place to store money that is to be used for upcoming investments
  • Money Market Deposit Accounts
  • Capital Market Deposit Accounts
  • Negotiable Market Deposit Accounts
  • Repurchase Market Deposit Accounts
Q.8
These are investment funds that pool funds from numerous investors and invest in money market instruments offered by investment companies.
  • Capital market mutual funds
  • Growth funds
  • Money market mutual funds
  • Balanced funds
Q.9
Invest in a bank of securities that make up some market index as S & Pindex of stocks
  • Balanced funds
  • Sector funds
  • Index funds
  • Growth funds
Q.10
Invest both in shares of stock and debt instruments combining the features of both the growth funds and the income funds.
  • Balanced funds
  • Growth funds
  • Income funds
  • Money Market funds
Q.11
Have a fixed number of shares and are traded among investors on an exchange.
  • Close-end mutual funds
  • Mutual fund shares
  • Premium
  • Growth funds
Q.12
It is an instrument that entitles the holder to a proportionate equitable interest in the securities held by issuing firm or an entitlement to a pro rata share in a pledged revenue stream
  • Eurocommercial papers
  • Certificate of Participation
  • Loans
  • Certificates
Q.13
These are legal contracts that involve the actual sale of securities by a borrower to a lender with a commitment on the part of the borrower to repurchase the securities at the contract price plus a stated interest charge at a later date.
  • Repurchase agreement
  • Money market deposit
  • Certificate of Deposit
  • Time Draft
Q.14
The return of a share holder is
  • Rate of interest
  • Dividend
  • Discount rate
  • Discount value
Q.15
What is a financial institution?
  • A firm that makes money off of selling products
  • An intermediary that helps channel savings into economic investments
  • A corporation that typically falls into debt
  • A primary source of selling company investment strategy
Q.16
Why do companies issue stocks?
  • To create and investment opportunity into other businesses.
  • To increase employee cooperation and an operating level.
  • To be traded individually
  • To raise money for economic investment and to fund operating costs.
Q.17
Capital Market is a market for
  • long term assets
  • short term assets
  • Medium term assets
  • none of the above
Q.18
Makes goods or provides services
  • Demand
  • Producer
  • Consumer
  • Wants
Q.19
A person who purchases goods or services for personal use
  • Producer
  • Consumer
  • Supply
  • Demand
Q.20
A schedule of how much consumers are willing and able to buy at a price
  • Needs
  • Wants
  • Supply
  • Demand
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