Q.1
Rate of interest charged by moneylenders as compared to that charged by banks is:
  • lower
  • same
  • slightly higher
  • much higher
Q.2
Which one of the following is a major reason that prevents the poor from getting loans from the banks?
  • Lack of capital
  • Not affordable due to high rate of interest
  • Absence of collateral security
  • Absence of mediators
Q.3
Terms of credit are with respect to :
  • interest rate
  • collateral
  • documentation
  • all the above
Q.4
Banks use the major portion of the deposit to:
  • Keep reserve so that people may withdraw
  • Meet their routine expenses
  • Extend loans
  • Meet renovation of the bank
Q.5
Credit or loan refers to an agreement between:
  • lender and borrower
  • consumer and producer
  • government and tax payer
  • all the above
Q.6
Which body (authority) supervises the functioning of formal sources of loans?
  • Finance Ministry
  • Head Office of each Bank
  • Reserve Bank
  • Cooperative Societies
Q.7
Money
  • eliminates double-coincidence of wants
  • acts as a common measure of value
  • acts as a standard of deferred payments
  • all the above
Q.8
Where does Ramalingam take loan for his rice mill?
  • From a friend
  • From moneylender
  • From bank
  • From a trader
Q.9
What type of farmers hire other farmers to work in their farms ?
  • Landless Farmers
  • Small farmers
  • Big farmers
  • Cultivation farmers
Q.10
In which months farming is done ?
  • From June - December
  • Whole year
  • From January - June
  • All of above
Q.11
Many farmers are suffering from debts because of
  • When it rains a lot or it doesn't rain they can't do farming that time to run the family they need money
  • They need money for supplies
  • They want to start new business
  • Both A & B
Q.12
State whether true or false•• Collecting forest produce and diary provide additional income to villagers.
  • True
  • False
Q.13
Which of the following are factors that would stop people from living in an area?
  • At the bottom of a hill
  • Near a natural bridge
  • The crops can be sheltered by mountains/trees
  • Marshy land
Q.14
Which of the following are examples of how rural settlements can be shaped?
  • Nucleated
  • Dispersed
  • Linear
  • All of above
Q.15
Which of the following are factors that would draw people to live in a certain area?
  • Good supply of wood.
  • Flat land
  • Steep slopes
  • Both A & B
Q.16
Where do the majority of people who live in rural areas come from?
  • MEDC
  • LEDC
  • Developing countries
  • It doesn't matter what type of country it is
Q.17
What is site?
  • the actual land occupied by the settlement
  • the shape of the village
  • the main activities of the settlement
  • the location of the settlement in relation to the area around it
Q.18
What is shape?
  • the actual land occupied by the settlement
  • the shape of the village e.g. linear
  • the location of the settlement in relation to the area around it
  • the shape of the village e.g. defence
Q.19
What is situation?
  • the location of a settlement in relation to the area around it
  • the location of a settlement in relation to the activities around it
  • the actual land occupied by the settlement
  • the shape of the village
Q.20
What is function?
  • the actual land occupied by the settlement
  • the shape of the village
  • the main activities of the settlement e.g. defence
  • the main activities of the settlement e.g. hilltop
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