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Ga Life/Health Ins Exam Questions Quiz
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Lucy has a major medical policy with a $500 deductible and 80/20 coinsurance. Lucy is hospitalized and sustains a $2,500 bill. What is the maximum amount that Lucy will have to pay?a) $900 (deductible + 20% of the bill after the deductible [20% of $2,000]).b) $500 (amount of deductible).c) $1,000 (deductible + 20% of the entire bill).d) $2,500 (the entire bill).
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a) $900 (deductible + 20% of the bill after the deductible [20% of $2,000]).d) $2,500 (the entire bill).Lucy would first pay the $500 deductible; out of the remaining $2,000, the insurer will pay80% ($1,600) and the insured will pay 20% ($400).
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6 months
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Any occupation - more restrictive
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